“We were in a tough spot with our business, facing high monthly debt payments that were affecting our cash flow. We needed a solution to refinance the debt and lower those payments. That’s when we reached out to KQT Advisors for help. From the very beginning, working with them was an entirely different experience compared to others we had worked with in the past. They were incredibly responsive, always communicative, and genuinely kind. We’ve dealt with many loan officers over the years, but KQT Advisors stood out by being trustworthy, knowledgeable, and really invested in helping us succeed.
One of the biggest challenges we faced was not being eligible for the specific loan we were hoping to get. However, KQT Advisors didn’t let that stop them. They found an alternative option that worked perfectly for our short-term needs and made a big difference for us. Not only did it lower our monthly payments, but it also improved our cash flow significantly—honestly, it might have saved our business.
KQT Advisors' expertise in SBA loans and business financing is unmatched. They always kept us informed at each stage of the process, and even though there were some longer waiting periods, they made sure we understood what was happening. What we appreciated most was that they never used any pressure tactics unlike other loan officers we’ve dealt with. They were focused on finding the best loan for our needs, not just making a sale.
While the loan we got wasn’t exactly what we had initially planned for, it turned out to be the best solution for us in the short term. Plus, KQT Advisors helped us create a longer-term plan to work towards the loan we originally wanted. We are now working on that, thanks to their advice.
If you’re looking for a team that is genuine, professional, and truly cares about your business, I highly recommend KQT Advisors. They’ll definitely be our go-to for any future financial needs.”
Children’s Speech Therapy Business
Our business had accumulated high-interest, short-term debt, and we knew we needed a better solution. Based on the recommendation of our trusted financial advisor, we reached out to Kelvin Tran at KQT Advisors to explore options for consolidating our loans into a lower-interest, longer-term loan that could reduce our monthly debt payments.
Working with Kelvin and his team was a positive experience from the start. We knew qualifying for an SBA loan would take some effort, but they were honest and upfront about the process, setting clear expectations. Kelvin’s communication was always timely, and without his guidance, I’m confident we wouldn’t have qualified for the loan. We are incredibly grateful for their support.
Throughout the application and approval process, we felt confident and well-supported. Communication was thorough and consistent, keeping us informed at every stage. Despite some challenges along the way, Kelvin and his team were true professionals who navigated each hurdle with ease, guiding us to the finish line.
Their level of professionalism and expertise was unmatched, and we felt we were in capable hands every step of the way. The loan terms and structure aligned perfectly with our needs, and the impact on our business has been profound. The SBA loan significantly reduced our monthly debt payments, allowing us to continue operating at the high standard of service we strive for.
I would absolutely recommend KQT Advisors to anyone seeking a loan. What stood out to me the most was Kelvin’s professionalism and dedication to his clients' success. We also appreciated the strategic approach he took—breaking the loan into two separate loans was the key to achieving the results we needed.
There’s nothing we would change about the experience. Thanks to Kelvin and his team, our business is in a much stronger position now.”
Driving School
We needed working capital to grow our small business and decided to pursue an SBA loan. Since we had never done anything like this before, we felt unsure and lacked confidence at the start. However, KQT Advisors made all the difference. They were incredibly helpful, always available to answer our questions, and ensured the entire process was as smooth and positive as possible. Their guidance turned what initially felt overwhelming into a great experience.
There were definitely challenges along the way. For instance, we didn’t realize how much information we were missing as a business, it was a real eye-opener. But the team at KQT Advisors provided the support and expertise we needed to navigate those obstacles. They walked us through every step, made sure we stayed on track, and gave us advice that has already helped us improve how we manage our financials.
Throughout the process, KQT Advisors’ communication stood out. They were always prompt with updates, and we never felt left in the dark. Their professionalism and deep knowledge gave us the confidence to keep moving forward, and the loan terms ended up exceeding our expectations. Thanks to this loan, we’re now in a stronger position to continue growing our business.
Overall, we are incredibly satisfied with the entire experience. KQT Advisors’ responsiveness, support, and thoughtful advice made all the difference. We would absolutely recommend their services to anyone looking for a loan, and if the need arises, we wouldn’t hesitate to work with them again.
Plumbing Company
“In 2025, I have pending contracts, but during the “waiting” period, submitting proposals, being awarded contracts, completing the work, invoicing clients, and awaiting payment, I needed funds to cover payroll. As a small business owner, I turned to an SBA loan because I trusted it would be a safe and reliable option, free from the risk of predatory lending. My experience securing the loan was nothing short of exceptional. From start to finish, I felt like I had a true advocate in my corner. The communication was seamless, and I felt fully supported and confident throughout the entire process.
There were a few hurdles along the way, such as obtaining a business license on short notice, but the advice I received made the process straightforward and stress-free. The team’s professionalism and expertise were top-notch, and Kelvin stood out as someone who was consistently kind, patient, supportive, and informative. While the projected interest over the loan term initially seemed steep, I was relieved to learn that the flexibility to make additional payments and pay off the loan early gave me the control I needed to manage repayment on my terms.
This loan truly saved my business. I had already invested all my own funds and was running out of options. Thanks to this loan, I was able to bridge the gap and keep things moving forward. I would wholeheartedly recommend these services to others. What stood out to me the most was having someone genuinely advocate for me. In the past, I applied to this same lender TWICE and was denied, but this time, having someone in my corner made all the difference.
Overall, the advice and guidance I received, including help navigating the business license process, were invaluable and made a potentially daunting experience feel easy and achievable.”
